body 
{
font-family: verdana, arial, helvetica, sans-serif; 
font-size: 13px; 
color: #564216; 
margin: 10px; 
background-color: #ffffcc;
background-image: url(bkgd.gif);
}

p 
{
font-family: verdana, arial, helvetica, sans-serif; 
font-size: 14px; 
color: #564216; 
background-color: transparent;
}

td 
{
font-size: 14px; 
background-color: transparent; 
border: none; 
background-image: url(bkgd.gif);
}

h1 
{
font-family: verdana, arial, helvetica, sans-serif; 
font-size: 24px; 
font-weight: normal; 
color: #564216; 
background-color: transparent;
}

h2 
{
font-family: verdana, arial, helvetica, sans-serif; 
font-size: 16px; 
font-weight: normal; 
color: #564216; 
background-color: transparent;
}

a 
{
font-family: verdana, arial, helvetica, sans-serif; 
text-decoration: none; 
font-size: 14px; 
color: #742817; 
background-color: transparent;
}

a:Visited 
{
color: #742817; 
background-color: transparent;
}

a:Hover 
{
color: #cccc99; 
text-decoration: none; 
background-color: transparent;
}

a:Active 
{
color: #ffffff; 
background-color: transparent;
}

frame 
{
border: solid #ffffff 1px;
}